FINANCIAL PRIVACY RIGHTS
PRIVACY IS IMPORTANT TO US
You provide important
information about yourself to a variety of businesses and organizations.
The same is true when you do business with our financial institution.
You’re asked to provide us with certain personal information
that helps us give you better service and complete your transactions
We work diligently
to safeguard the information you give to us. In fact, we developed
the following policies to ensure your confidentiality and maintain
your confidence in our institution. These policies detail the
strict standards we have in place. For this reason we ask that
you please read the following information carefully.
FINANCIAL PRIVACY RIGHTS
We, our, and us when
used in this notice, mean First State Bank.
This is our
privacy notice for our customers. When we use the words “you”
and “your” we mean the following types of customers:
customers who have a continuing relationship by purchasing
or holding financial
products or services such as a (n)
We will tell you the
sources of the information we collect about you. We will tell
you what measures we take to secure that information.
We first define some
personal information means information about you that we collect
with providing a financial product or service to you Nonpublic
personal information does not include information that is available
from public sources, such as telephone directories or government
records. Hereafter we will use the term “information” to
mean nonpublic personal information as defined in this section
An affiliate is a company
we own or control, a company that owns or controls us or a company
that is owned or controlled by the same company that owns or controls
us. Ownership dopes not mean complete ownership, but means owning
enough to have control.
third party is a person we do not employ or a company that
is not an
affiliate of ours. This is also known as nonaffiliated third
party, or simply an “other party”
INFORMATION WE COLLECT
We collect information
about from the following sources:
you give us on applications or other forms
Information about your transactions with us
Information about your transaction with other parties
Information from a consumer reporting agency
WE DISCLOSE ABOUT YOU
We do NOT disclose
any information about you to anyone except as permitted by law.
AND INTEGRITY OF YOUR INFORMATION
We restrict access
to information about you to those employees who need to know that
information to provide products or services to you. We maintain
physical, electronic and procedural safeguards to protect this
We do not disclose
information about former customers, except as permitted by law.