Personal Checking Accounts


First State Bank currently offers several different checking accounts. Listed below is general information about these accounts. Call a Customer Service Professional to see what plan is right for you.

Personal Checking

This account is designed to meet your everyday banking needs with the convenience of unlimited check writing:

  • $50 minimum deposit to open
  • No minimum balance requirements
  • No transaction fee for use at First State ATMs
  • Direct Deposit available
  • Debit Card Options
  • Free Online Banking/Bill Pay

Super NOW Account

This account offers all the conveniences and benefits of our Personal Checking account with the added advantage of earning a competitive rate of interest on your account balances:

  • $50 minimum deposit to open account
  • Unlimited check writing
  • Interest bearing checking account
  • Avoid a monthly service fee of $8.00 by maintaining a minimum daily balance of $1000
  • Debit Card Options
  • Free Online Banking/Bill Pay

Money Market Account

Earn a higher rate of interest on your balance while keeping your funds available for unanticipated needs:

  • $1000 minimum deposit to open
  • Six withdrawals per statement cycle, three of which may be by check, at no charge
  • Avoid a monthly service fee of $8.00 by maintaining a minimum daily balance of $1000
  • Interest is compounded daily and credited monthly

Contact our Customer Service Professionals for current rates.

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